’Life insurance you don’t have to die to collect”

 

If you can’t collect your death benefit before you die,

Your life insurance is outdated!

 

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Is this how your life insurance works?

You have a death benefit. You pay your premium.

You suffer a medical crisis. You stop working. You die.

If your life insurance only pays the death benefit when you die,

it is now considered outdated and obsolete!

 

What happens if you suffer a medical crisis and don’t die?

 

The reality is that most people will experience at least one medical crisis before they die.

In fact, they will survive and live for many years.

 

Typically, a health crisis is followed by a financial crisis. Even when folks have medical coverage, expenses can increase because of higher deductibles, prescriptions not covered, experimental treatment they have to pay for, and… if they are unable to work, there is lost income. 

 

Medical Crisis Statistics

 

THE BIG THREE:

 

... HEART ATTACK - over 16 million Americans suffer a heart attack every year… over 70% survive!

... STROKE - each year almost 6 million people survive a stroke. Many end up with permanent disabilities!

... CANCER - Average cost is over $150,000. Over 65% of expenses are indirect and are not covered by traditional insurance. 60% of cancer patients live at least 5 years!

 

 

90% of us will suffer a medical crisis before we die!

84% of all deaths are due to heart disease, cancer or stroke!

More than 1 in 3 Americans will be diagnosed with heart disease!

Every 34 seconds an American suffers a coronary event!

1 in 2 men and 1 in 3 women will get some kind of cancer in their lifetime!

Every 40 seconds an American has a stroke!

70% of all who reach age 65 will have experienced heart disease, cancer, or stroke --- and survived!

43 is the average age of a first incident of heart disease, cancer or stroke!

 

A health crisis is usually followed by a financial crisis!

 

Over 60% of all bankruptcies are due to medical expenses and 4 out of 5 of those medical bankruptcies occurred even when the stricken had medical insurance.

 

The main causes are lost income - the inability to cover normal living expenses - plus the new illness related expenses, such as experimental treatment, assisted living, long term care, medical equipment, home remodeling, etc.

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Here’s the solution:

 

You become your first beneficiary. You can now advance up to $2,000,000 of the death benefit when you suffer a medical crisis.

 

 

Contact me now to learn about these cash advance policies

 

 

George Stewart        702-497-9036